Winter Winds, Snow, and your Insurance!

Knowing what to do if these weather events damage your house or car is important.
The priority is to ensure that you and your family are safe.  This includes being safe during and immediately after the storm and handling any damage that may affect your safety.
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Be Smart About Smart Toys

Smart toys are a popular, fun way for kids to learn and be entertained! But smart toys that collect personal data could expose you to identity theft if the information isn't kept secure.
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Your options during a “Hard Market”

As insurance premiums rise and policies become more restrictive or harder to find, you may be tempted to cut back on coverage or eliminate specific policies. We highly recommend you have a conversation with your EFM&A representative before making any drastic decisions - in order to avoid huge risks that could lead to severe financial hardships if you have a claim.
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Insurance “Hard Market”: what it means for you!

Sometimes, the industry experiences this circumstance where all of these things seem to be happening at an elevated level during a specific period. It’s important to know that your team at Emerling Floss Murphy & Associates is taking the best steps to evaluate your account and the available options. We are working closely with our carriers and are making every effort to ensure that your investments, both personal or business, are protected.
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